• • Inauguration Date: September 23, 2018
  • Location: Ranchi, Jharkhand
  • Key personality: Prime Minister Narendra Modi
• Key objectives

• • • Access to healthcare: To make available the highest level of medical facilities to the most deprived people.
    • Democratic healthcare: To ensure access to healthcare services to every citizen.
• Key features

• • • Financial security: Provision of cashless treatment up to ₹5 lakh annually.
    • Beneficiaries: People from poor and vulnerable sections, especially residents of rural areas.
    • Special benefits for the elderly: Decision to provide benefits to all elderly people above the age of 70 years.
• Additional information

• • Aadhaar: The basis of the scheme is based on the Socio-Economic Caste Census (SECC) 2011.
  • Ministry of Health and Welfare: The implementation and monitoring of the scheme is done by the Ministry of Health and Welfare.

• Ecosystem: It covers both government and private hospitals.

Ayushman Bharat-PMJAY: Key Points

Introduction:

• World’s largest health insurance scheme.
• Launched in 2018.
• Sum insured Rs 5 lakh per family.
• Covers: Surgeries, medical, day care treatments, medicines, diagnostic costs.

Beneficiaries:

• Eligibility based scheme.
• Targeted beneficiaries identified from SECC data.
• NHA gives flexibility to states in identification of SECC families.

Funding:

• Ratio of 60:40 between Centre and States (General States).
• 90:10 for North Eastern States.
• 100% Central funding for Union Territories.

Nodal agency:

• NHA: Autonomous body formed for effective implementation of PMJAY.
• SHA: Body responsible for implementation of ABPMJAY in the State.