Centre has relaxed the “automatic exclusion” criteria under the Pradhan Mantri Awas Yojana-Gramin (PMAY-G).

Pradhan Mantri Awas Yojana (PMAY) –  Launch: Government of India’s flagship housing initiative. Objective: Affordable housing for all by 2028-29. PMAY Components: PMAY-Urban (PMAY-U): Implemented by the Ministry of Housing and Urban Affairs (MoHUA). Four Verticals: Beneficiary-led Individual House Construction/Enhancement (BLC): ₹1.5 lakh per EWS family. Affordable Housing in Partnership (AHP): ₹1.5 lakh per EWS house (min. 35% houses for EWS, 250+ houses per project). In-situ Slum Redevelopment (ISSR): ₹1 lakh per house for eligible slum dwellers.

Credit Linked Subsidy Scheme (CLSS): Interest subsidy on housing loans. Funding: Centrally Sponsored Scheme (except CLSS – Central Sector Scheme). PMAY-Gramin (PMAY-G): Launched in 2016 as a restructured version of Indira Awaas Yojana (IAY). Objective: Pucca house for houseless households and those living in kutcha/dilapidated houses by 2024. Funding: Centre = 60:40 (Plain areas), 90:10 (NE states, Himalayan states, J&K). 100% funded by the Centre in UTs (including Ladakh). Beneficiary Selection: Based on housing deprivation data from SECC 2011. Permanent Wait List ensures future targeting.